SBI is a leading card issuer in India, providing credit cards with benefits across varied categories. Each and every card is focused on the unique needs of individuals, such as shopping, lifestyle, travel, movies, grocery, etc. Some of the SBI credit cards are SBI Simply Click Credit Card, SBI Simply Save Credit Card, SBI Prime Credit Card, SBI Card Elite, and many more.
In this article, we will be discussing the SBI Simply Save Credit Card, which provides customers with an opportunity to earn rewards on every transaction. It provides benefits with this credit card in various areas, such as supermarkets, department store purchases, dining, and movies. It is a perfect card for beginners, i.e., those new to the credit scenario and seeking savings on everyday expenses.
Features and Benefits
Mentioned below are the features and benefits of SBI Simply Save Credit Card:
- Get 2,000 Bonus Reward Points worth INR 500 when INR 2,000 are spent in the first 60 days of card activation.
- Link the card to some popular UPI apps like Google Pay, PhonePe, Paytm, etc.
- Get a waiver on the annual fees of the card when INR 1 Lakh or more are spent in the previous year.
- For every fuel transaction between INR 500 and INR 3,000, the cardholder can get a 1% waiver on fuel surcharge. Note that a maximum of INR 100 per month can be waived.
- Get 10X Reward Points for every INR 150 expense made on movies, departmental stores, dining, and grocery spending (reward rate = 2.5%).
- Get 1 RP when INR 150 is spent on other purchases (Reward rate = 0.25%).
- It can be accessed in more than 24 million outlets across the world, which includes 3,25,000 outlets all across India.
- Get all your big purchases of INR 250 and above converted into FlexiPay, i.e. easy EMIs within 30 days of the purchase.
- Redeem the card reward points as mentioned below:
- By logging in to sbicard.com or via the SBI mobile app and redeeming them against gift vouchers.
- Against the card’s outstanding amount through Internet banking.
- 1 Reward Point = INR 0.25, i.e., 4 Reward Points = Re. 1.
Mentioned below are the steps to redeem the reward points:
- Login to www.sbicard.com with the help of your user ID and password.
- Next, click on rewards and then “Redeem rewards”.
- You can now browse through the rewards catalogue and choose the item of your choice.
- Post that, click on ‘redeem now’ and confirm.
Fees and Charges
Mentioned below are the fees and charges associated with the SBI Simply Save Credit Card:
| Type of Fee/ Charge | Amount |
| Joining Fee | INR 499 |
| Annual/ Renewal Fee | INR 499 (Reversed on spending INR 1 lakh in a year) |
| Finance Charges | 3.50% p.m. (42% p.a.) |
| Late Payment Fee* | For Statement Balance:
|
SBI Simply Save Credit Card Eligibility Criteria
Mentioned below are the eligibility parameters to be met in order to apply for an SBI Simply Save Credit Card:
- The minimum age of an applicant should be 21 years.
- The maximum age of an applicant should be 70 years.
- An applicant can either be a salaried or self-employed applicant.
Documentation Required
Mentioned below is the list of documents required to be provided along with the credit card application form:
| Identity Proof |
|
| Address Proof |
|
| Income Proof |
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How to Apply for SBI Simply Save Credit Card –
Before hitting on the SBI Credit Card apply button, one should follow the mentioned steps –
- Offline Process
If you prefer to submit an SBI Save Credit Card offline, then you have to go to the nearest SBI branch and request an SBI Credit card form from the branch executive. After that, read it properly and fill out the form correctly.
- Online Process –
One can apply for an SBI SimplySave Credit card online by below-mentioned methods –
Step 1: Visit the official SBI Card website at https://www.sbicard.com/
Step 2: After this, you will see the Apply column; under that, you have to click the Apply Now option.
Step 3: After that, you will see all the cards on the screen.
Step 4: Choose the Simply Save Credit Card option and press the Apply Now option.
Step 5: At the end, fill in all the information and submit the application.
How do you check the SBI Simply Save Credit Card Application Status?
Following are the steps to check the SBI Simply Save Credit card application –
- On visiting SBI Card’s official website, you will see the credit card option. At the bottom of the page, you will see the option of “Track Application” Click on that option by entering your application number, and you will get the status of your application.
- One can call the SBI customer care executive, and they will tell you your card status.
- If you don’t prefer calling or other online methods, you can simply visit your closest branch and request the bank officials to assist you in knowing the status of your application.
SBI Simply Save Credit Card Customer Care
To contact SBI Simple Save Card customer care, you can call these numbers: 1860 180 1290, 39 02 02 02, 1860 500 1290 or 1800 180 1290 (toll-free). You can also reach SBI Card customer care on Twitter at @SBICard Connect.
